Amundi has launched a guaranteed fund for retail investors in Hong Kong, offering the opportunity to partially capture the potential upside in the US stock market.

Available exclusively through Bank of China ( Hong Kong ) Limited ( BOCHK ), Amundi HK Portfolios - Amundi HK - Guaranteed Fund 1 is designed to address the needs of investors who prioritize both stability and growth within a clearly defined timeframe.

Marco Tang, deputy chief executive officer, Hong Kong, and head of distribution, China and Hong Kong, at Amundi, says the fund “offers a compelling combination of guaranteed value, guaranteed payout, and potential upside, all with an approximately 24-month investment horizon”.

The initial offer period for the fund started on July 7 and will last until July 27.

Stable dividends

The fund provides a first payout of at least 1.5% of the initial offer price six months after the launch date, and a second payout on the maturity date ( around two years after the launch date ) offering at least 100% of the initial offer price, regardless of market conditions, minus new payment obligations, if any.

“Amid market volatility and the reduction in deposit interest rates this year, customers have increased demand for investment products with low to medium risks and stable dividends,” says Shirley Leung, head of wealth management products at BOCHK.

The bank's sales of such funds in the first half of the year increased by nearly 70% year-on-year.

“This fund not only provides guaranteed dividends and guaranteed value to prioritize clients' capital protection needs, but also captures the upside potential of the stock market, allowing clients to balance risks and returns in their investment portfolios according to different stages of life, such as career development, starting a family, retirement planning, etc.,” she adds.

Singapore index fund

Meanwhile, Amundi has partnered with wealth advisory and investment platform Endowus to launch the Amundi Singapore Straits Times Fund, the first unit-trust-based index fund tracking the Straits Times Index ( STI ) by a global asset manager in Singapore.

In 2024, the STI delivered total returns of 24.3%, achieving its best performance in a decade. Over the 18-year period from January 2008 to June 2025, the index maintained an average dividend yield of 3.77%, with yields generally between 3% and 5%.

This positions the fund as an option for investors seeking stable income or defensiveness, while maintaining exposure to the long-term growth potential of Singapore’s economy, Amundi says.